|
|
SEARCH
FOR HOMES Before
you begin your home search:
- Save your money
- You will need at least a moderate savings to cover your earnest money deposit
and some closing costs.
Try to pay down any outstanding debt such as credit
cards, car loans and store credit. - Be
thrifty - Don't buy that new car yet and save the furniture shopping for later.
You will need your credit to be in tip-top shape for the home buying process.
- Have a credit report
run on yourself/yourselves, then make sure all the information is accurate.
You can visit www.qspace.com
or the credit report service agency of your choice to receive an online credit
report. For a small fee, you enter a credit card number and information and get
an instant report on yourself. For more money, you can get a detailed report drawn
from all three credit reporting agencies.
- Find
out how much house you can comfortably afford. How to do that? If you want to
have a ballpark figure, you can use this handy calculator
. Your lender will be able to tell you exactly how much house you can afford.
- Watch the real estate
channel, check out the real estate section of the local paper or attend open houses.
Getting yourself acquainted with the real estate market in this way allows you
to learn the real estate jargon, become familiar with prices and varying degrees
of quality. Only take this step if you are buying a home the same area rather
than relocating to another city or state. Home prices and standards can vary widely
from place to place. If you are relocating to another city or state, get yourself
a knowledgeable buyer's agent who will not only help you look at houses, but will
also educate you to the new city's market.
- Contact
me for real estate advice. I can...
- Answer
your homebuying questions
- Access
information on all properties listed in the area
- Set
up appointments for you to see homes
- Offer
opinions backed by years of experience when touring the homes with you
- Help
arrange financing for you
- Support
and guide you all the way through to closing
- Make
your transaction as painless and stress-free as possible
|
| |
| |
| |
|
